What Is Tax Resolution? A Path to Settle Your IRS Debt
FinTax Help can help you deal with back taxes, penalties, and collections—so you can move forward without the stress of IRS debt.
Don’t let tax problems control your life
Dealing with taxes can feel like being stuck in a maze: confusing, overwhelming, and full of obstacles. Maybe you have unfiled returns piling up, a notice about a tax lien or levy, or back taxes that keep growing with penalties and interest. If so, you’re not alone. Many people face the same struggles and feel the heavy weight of IRS problems.
The important thing to remember is this: tax problems are not permanent. They can be solved. With the right plan -- and often with professional help -- you can reduce what you owe, stop collections, and get back in good standing with the IRS.
Whether you’re trying to catch up on personal tax filings or running a business dealing with payroll tax issues, there’s a way forward. The sooner you act, the sooner you can put the stress behind you. On this page, we’ll walk through common tax problems and solutions to help you take the first step toward financial stability and peace of mind.
Common Tax Problems:
Federal Tax Liens
Tax liens may be filed against you, your spouse, or your company depending on how the tax liability was incurred. When you get a FTL everything you own is in jeopardy of becoming property of the government.
Unfiled Returns
Having unfiled returns is one of the most common tax problems. It doesn’t take much in life for tax returns to not be a priority. This is something you’ll want to address quickly; failing to file your tax returns is ultimately a criminal offense. If you do not file, you can be prosecuted and punished, possibly with jail time.
Bank Levy
A levy is the IRS’s way of getting your money and your immediate attention. What they are saying is, “We have tried to communicate with you, but you have ignored us. If you own it, we can take it.” That includes bank accounts, autos, stocks, bonds, boats, pension checks, paychecks, and even Social Security checks!
Wage Garnishments
As bad as a bank levy is, a worse problem is a wage levy (or garnishment). That is when most of your paycheck goes to the IRS or State, which can often leave you barely enough to pay the bills. This can also be embaressing as they will send the request directly to your employer.
Payroll Tax Problems
One of the most serious tax problems is the failure to collect, account for, and pay to the government any payroll taxes that were, or should have been, withheld from employees. These are referred to as “trust funds” and are vigorously collected using the most aggressive tools available to the government.
Seizures of Assets
The last resort in most cases is the taking of physical assets, such as your home or car. Seizures happen in aggravated cases when someone ignores repeated requests by the IRS over a long period. This is one of the most powerful tools in the IRS arsenal.
Relief Starts here
Potential Solutions:
Offer In Compromise
The idea of the Offer in Compromise program is to give you a fresh start with the IRS. The OIC is one of the best tools in the tax resolution toolbox! It allows you to pay an amount you can afford regardless of the amount you owe. Once your offer is complete you are back in the good graces of the IRS!
Installment Agreement
Installment Agreements are one of the most common tax resolution solutions. This is where you can get more time to pay the tax you owe by setting up monthly payments. Having an installment agreement in place will ensure that the IRS does not proceed with any furthur collection actions like liens or levies.
Penalty Abatement
How does the IRS expect you to pay what you owe when they keep adding penalties and interest! I’m happy to tell you that in some cases it is actually possible to get some of those penalties reduced or removed all together.
Audit Representation
Nothing strikes fear more than receiving an IRS or State Audit letter in the mail. Audit Specialists are trained to get information out of taxpayers that’s why it’s important to find a qualified representitive to help you through the process.
Innocent Spouse Relief
Did you know that it’s possible to get out of the tax debt due to the tax problems created by your spouse? Innocent Spouse Relief exists to clear up situations where one spouse is clearly not responsible for the tax liability created by their spouse or former spouse.
Bankruptcy
Contrary to what you may have heard, taxes can be dischargeable in bankruptcy. Back taxes, interest, and penalties may be erased. Bankruptcy is often a last resort, but in certain cases can be the best option. I am not an attorney but can set you up with a local referral.
What is Tax Resolution?
Working with the IRS or state to solve problems with back taxes, debt, or penalties. It can mean setting up payments, lowering what you owe, or stopping collections—helping you get back in good standing and protect your income.
Who Needs It?
Anyone losing sleep over issues relating to unfiled tax returns, unpaid taxes, liens, levies, audit representation, and any other type of tax controversy. We can create an affordable solution that helps you move forward without the constant stress of the IRS.
How Do We Help?
We are your IRS representatives. As an Enrolled Agent, we take the reins and take the stress off the taxpayer while we deal with IRS issues like setting up payment plans, lowering tax bills, fixing past mistakes on tax returns and much more.
Our Process
Consultation & Review
You meet with a tax professional to talk about your IRS or state tax problem. They review your notices, tax returns, and financial situation.
Investigation
Your representative contacts the IRS or state on your behalf to find out exactly how much you owe, what penalties apply, and what collection actions (like liens or levies) are in place.
Strategy & Options
Based on your situation, we explain the possible solutions. This could include a payment plan, an Offer in Compromise (settling for less), penalty relief, or putting your account into “Currently Not Collectible” status.
Negotiation with the IRS
Your representative works directly with the IRS to submit your paperwork, argue for the best outcome, and negotiate terms.
Resolution & Compliance
Once an agreement is in place, you follow the plan to resolve your debt. Going forward, you stay compliant by filing and paying taxes on time to avoid future problems.
Are you ready to take the weight of taxes
off your shoulders?
Don't see a time that works for you? Click here or inquire below:
At FinTax Help, our clients are at the center of everything we do. We take pride in helping individuals and small business owners resolve tax issues, stay compliant, and plan strategically for the future. Our dedication to personalized service and deep tax expertise has earned the trust of clients who value having a knowledgeable partner in navigating the complexities of the tax system. Here’s what some of our satisfied clients have shared about their experience with FinTax Help and the impact we've had on their peace of mind and financial confidence.
What Our Clients Say About FinTax Help
We’re a small, trusted tax firm that helps people and small business owners with taxes. Whether it’s filing your taxes, making a plan to save on taxes, or solving problems with the IRS, we’re here to help you protect what you’ve earned and grow your money the smart way.
As fiduciaries, we have a promise to always look out for your best financial interests. Your goals are our goals.
CONNECT WITH US
Copyright 2025. FinTax Help. All Rights Reserved.
Website Created by Zen Monkey Marketing