What Is Tax Resolution? A Path to Settle Your IRS Debt
FinTax Help can help you deal with back taxes, penalties, and collections—so you can move forward without the stress of IRS debt.
What is Tax Resolution?
Working with the IRS or state to solve problems with back taxes, debt, or penalties. It can mean setting up payments, lowering what you owe, or stopping collections—helping you get back in good standing and protect your income.
Who Needs It?
Anyone losing sleep over issues relating to unfiled tax returns, unpaid taxes, liens, levies, audit representation, and any other type of tax controversy. We can create an affordable solution that helps you move forward without the constant stress of the IRS.
How Do We Help?
As an Enrolled Agent, we take the reins and take the stress off the taxpayer while we deal with the IRS: setting up payment plans, lowering tax bills, fixing past mistakes on tax returns and much more.
Don’t let tax problems control your life
Dealing with taxes can feel like being stuck in a maze—confusing and overwhelming. Maybe you have unfiled returns, a tax lien or levy notice, or growing back taxes with penalties and interest. You’re not alone—many people face the same IRS challenges.
The key thing to remember: tax problems aren’t permanent. With the right plan and professional help, you can reduce what you owe, stop collections, and get back in good standing.
Whether catching up on personal filings or handling business payroll issues, there’s a path forward. The sooner you act, the sooner you can relieve the stress. Below we outline common tax problems and solutions to help you take the first step toward financial stability and peace of mind.
Common Tax Problems:
Federal Tax Liens
A federal tax lien can be filed against you, your spouse, or your business depending on how the tax debt arose. Once filed, everything you own is at risk of becoming government property.
Unfiled Returns
Unfiled tax returns are one of the most common problems. Life happens, and filing can slip through the cracks—but it’s crucial to act fast. Failing to file is a criminal offense that can lead to prosecution, fines, or even jail time.
Bank Levy
A bank levy is the IRS’s way of seizing your funds and demanding your attention. It means, “We tried to reach you—you didn’t respond.” The IRS can take money from your bank accounts, wages, investments, vehicles, and even Social Security benefits.
Wage Garnishments
Wage garnishments occur when the IRS or state takes a portion of your paycheck, often leaving barely enough to cover bills. They’re especially stressful because the request is sent directly to your employer.
Payroll Tax Problems
Failing to collect, report, or pay payroll taxes—called “trust funds”—is a serious issue. The government aggressively pursues these debts using its most powerful collection tools.
Seizures of Assets
As a last resort, the IRS can seize physical assets like your home or car. This usually happens after repeated ignored requests and is one of the IRS’s most powerful enforcement tools.
Potential Solutions:
Offer In Compromise
The idea of the Offer in Compromise program is to give you a fresh start with the IRS. The OIC is one of the best tools in the tax resolution toolbox! It allows you to pay an amount you can afford regardless of the amount you owe. Once your offer is complete you are back in the good graces of the IRS!
Installment Agreement
Installment Agreements are one of the most common tax resolution solutions. This is where you can get more time to pay the tax you owe by setting up monthly payments. Having an installment agreement in place will ensure that the IRS does not proceed with any furthur collection actions like liens or levies.
Penalty Abatement
How does the IRS expect you to pay what you owe when they keep adding penalties and interest! I’m happy to tell you that in some cases it is actually possible to get some of those penalties reduced or removed all together.
Audit Representation
Nothing strikes fear more than receiving an IRS or State Audit letter in the mail. Audit Specialists are trained to get information out of taxpayers that’s why it’s important to find a qualified representitive to help you through the process.
Innocent Spouse Relief
Did you know that it’s possible to get out of the tax debt due to the tax problems created by your spouse? Innocent Spouse Relief exists to clear up situations where one spouse is clearly not responsible for the tax liability created by their spouse or former spouse.
Bankruptcy
Contrary to what you may have heard, taxes can be dischargeable in bankruptcy. Back taxes, interest, and penalties may be erased. Bankruptcy is often a last resort, but in certain cases can be the best option. I am not an attorney but can set you up with a local referral.
Our Process
Consultation & Review
You meet with a tax professional to talk about your IRS or state tax problem. They review your notices, tax returns, and financial situation.
Investigation
Your representative contacts the IRS or state on your behalf to find out exactly how much you owe, what penalties apply, and what collection actions (like liens or levies) are in place.
Strategy & Options
Based on your situation, we explain the possible solutions. This could include a payment plan, an Offer in Compromise (settling for less), penalty relief, or putting your account into “Currently Not Collectible” status.
Negotiation with the IRS
Your representative works directly with the IRS to submit your paperwork, argue for the best outcome, and negotiate terms.
Resolution & Compliance
Once an agreement is in place, you follow the plan to resolve your debt. Going forward, you stay compliant by filing and paying taxes on time to avoid future problems.
Are you ready to take the weight of taxes
off your shoulders?
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At FinTax Help, our clients are at the center of everything we do. We take pride in helping individuals and small business owners resolve tax issues, stay compliant, and plan strategically for the future. Our dedication to personalized service and deep tax expertise has earned the trust of clients who value having a knowledgeable partner in navigating the complexities of the tax system. Here’s what some of our satisfied clients have shared about their experience with FinTax Help and the impact we've had on their peace of mind and financial confidence.
What Our Clients Say About FinTax Help
We’re a small, trusted tax firm that helps people and small business owners with taxes. Whether it’s filing your taxes, making a plan to save on taxes, or solving problems with the IRS, we’re here to help you protect what you’ve earned and grow your money the smart way.
As fiduciaries, we have a promise to always look out for your best financial interests. Your goals are our goals.
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